Central Coast: Affordable property for sale for as little as $360k –

Affordable property like this Spencer home are for sale on the Central Coast for around the $400,000 mark. Picture: McGrath Gosford.

With beautiful beaches, lakes and most suburbs around 90 minutes from the CBD, the NSW Central Coast is renowned for being an affordable alternative to the expensive Sydney property market.

There are still plenty of listings, some for as little as $360,000 … buyers may just need to reassess location or be willing to roll up their sleeves for a big renovation project.

From as far south as Spencer, all the way up to Summerland Point, here are five affordable listings around the $400,000 mark.

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A neglected home at 9 Pacific Highway, Ourimbah is looking for a fix up and has a price guide of $380,000-$410,000, which is a bit over half the suburb median of $735,500.

One of the best things about the suburb is the location, which is only 1 hour and 8 minutes from Sydney CBD, depending on traffic.

Close to the M1 Motorway and train station. Picture: One Agency Kylee Jones.

The property will need a major renovation.

With main road exposure and tenants happy to stay on, the home is being marketed as a ‘fantastic project, investment or a great location to clear the existing dwelling and start again’.

Set on a fully fenced 531sqm block, highlights include three bedrooms, granny flat potential (subject to council approval) and the house is just 600m from Ourimbah train station. It is for sale with One Agency Kylee Jones.


This cute, renovated two bedroom cottage at 6 Georgina Ave, Gorokan is in walking distance of Tuggerah Lake and has a price guide of $419,000.

The property is an investors dream as it would return a guaranteed income of approximately $370 per week.

The cute weatherboard cottage. Picture: Agent in a box.

Within walking distance of Tuggerah Lake.

It includes new paint, blinds, flooring, airconditioning and is located close to the M1 motorway, approximately 1 hour 26 minutes from the centre of Sydney,

Set on a 518sqm block, it also has potential for a granny flat (STCA), which could double the income.


If you are willing to go bush, the tiny town of Spencer on the Hawkesbury River is a nature-lover’s paradise.

Being on the southern end of the coast, it’s only 1 hour 35 minutes from the Sydney CBD, however it can be a bit of a mission to get to and from other parts of the region.

A quaint two-bedroom home on an enormous 3416sqm block is currently for sale at 4568 Wisemans Ferry Rd with a guide of $400,000 to $425,000.

In a beautiful, remote setting. Picture: McGrath Gosford.

Timber walls add to the nature vibes. Picture: McGrath Gosford.

The single-level home with wraparound veranda includes airconditioning, a spacious entertainment deck and bush mountain trails leading to hidden caves. It is for sale with McGrath Gosford.


Another serious renovation project is for sale in Watanobbi with a price guide of $360,000.

The three-bedroom home at 26 Casey Dr has termite damage and ‘is in need of your skills to fix it up and return it to its former glory’, according to the listing.

Located on a 557sqm block, it backs onto Wyong Public School, is a short walk to the local shops and is less than ten minutes to Westfield Tuggerah.

Renovation project in Watanobbi. Picture: Coastwide First National.

The property has termite damage.

It includes a rumpus room, double lockup garage and is about 1 hour 20 minutes from Sydney. It is for sale with Coastwide First National.


Summerland Point is about as far north as you can go on the Central Coast and is one of the most peaceful lake towns.

A fully renovated brick and tile home is currently listed at 6 Birrabang Ave with a price guide of $389,000 to $412,000.

Well-presented home at Summerland Point. Picture: @Realty.

The kitchen overlooks an outdoor entertainment space.


Set on a large 676m2 sunny parcel of land, it includes drive-through side access to the backyard and is just minutes from the boat ramp.

Features include an open-plan kitchen with brand new appliances, floorboards, brand new carpet, airconditioning and a covered outdoor entertainment space.

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